FINAL ZAVATRA LOGO

ZAVATRA CREDIT LIMITED

“Growing businesses through financial inclusion”
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WHY WE EXIST

Globally, 2 billion people are excluded from financial services. This limits people’s opportunities to manage their daily lives, cope with unexpected difficulties, develop their entrepreneurial skills, and plan. Between 14 and 20 million small and medium-sized enterprises (SMEs) in developing and emerging economies lack proper access to finance to start and grow. These businesses are firmly rooted in their communities, boost/spur

entrepreneurship and play a key role in creating jobs and generating income.  We

aim at working towards creating financial inclusion embedded in the UN sustainable development goals (SDGs)

OUR VISION

To be the most outstanding financial institution in supporting and
building customers’ capacity to achieve business and personal dreams in the community.

OUR MISSION

We diligently evaluate customers’ ideas and innovate products that empower them to become better by improving their standards in the society.
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ABOUT US

Zavatra Credit is a non-deposit taking financial institution. We offer friendly and innovative loan products that meet the needs and preferences of our customers. We endeavor to deliver products that suits our customers by providing them with the necessary capability to fulfil their ambitions through Zavatra support. We offer both short-term and medium term products to our customers to help them
plan and implement reliable business strategies that enhance growth.

OUR CORE VALUES

TEAM WORK
INNOVATION
ENTHUSIASIM
PROFESSIONALISM
CUSTOMER DELIGHT
INTEGRITY

OUR PRODUCTS

SME
Business Loans
We offer the most innovative short-term and medium-term loans that suits our customers’ needs. Loans are disbursed within the shortest time possible “typically same day” to provide the customer convenience that boost they operational efficiency. Business loans serve small scale businesses usually sole proprietors such as kiosk vendors, grocery shops, cereals suppliers, fruit vendors, small hotels and Mpesa shops to mention a few. We also fund various medium businesses that fall under small and micro enterprises (SME’s).
salry
Salary Advance loans
We understand the financial needs of employees and offered an innovative product for them. This is meant for employees on permanent or contract basis in reputable institutions of all kind. All is required is a Memorandum of Understanding with the client institution to access quick and reliable products every 15 th of the month.
rental
Rental cash loans

This is meant for property owners who need quick financial boost. We provide cash for renovation or construction of a new set of rentals using existing rental income. Landlords / Landladies need quick cash and we offer this at an affordable rate for better convenience and cushion them from inconveniences of rental delays.

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Logbook loans

We provide financial aid to car owners. You can use your logbook to secure financing with your vehicle as a security. We give loans to all car owners regardless of the year of registration at a negotiable affordable interest rate.

WHY CHOOSE US

We provide business loans to customers who need to grow their business and have low or no credit history since they are locked out by the usual security required by other financial institutions. We have been successful financial partners to hundreds of small business. Our lending model empowers undeserved
customers with little or no credit history by enabling them to borrow easily and safely, both online and offline. We have a commitment to drive credit penetration and financial inclusion for economic growth. We have commitment to drive credit penetration & financial inclusion for economic growth We want to reduce inequalities by supporting SMEs.

Our loan products are useful to meet different business needs. Our target is small businesses (SMEs) and our loans are available from as low as Kshs 5,000 with interest rate of 20% per month.

Benefits:

  • The borrower gets the cash they need to grow their business in 24hours sent through mobile transfer.
  • Competitive interest rates at 20% payable in weekly instalments.
  • Easy repayments through mobile money transfer.
  • Fast processing to avoid inconveniencing their business needs